The cover
New watches and jewellery
Insure your new valuable item
Your benefits
A digital solution that insures your valuables
Immediate coverage
Within 48 hours of your purchase, sign up for a simple and clear policy online, providing you instant coverage.
Fast online subscription
In barely three minutes, fill in the information about your purchase and add some photos. Once your file is complete, proceed to the secure payment and your coverage takes effect immediately.
Certified partners
You can find CoverOne easily in our extensive network of certified partners.
Efficient claim management
In the event of damage or theft of the insured item, you receive a voucher to repair or replace your watch or jewellery at your designated partner.
What does the CoverOne insurance for new watches and jewellery cover?
Insure your new piece of jewellery or watch up to € 30,000 per item with a maximum of €100,000 per claim at a risk address
Theft by burglary in your home, in a bank or hotel safe, while at a jeweller, or following an assault or threat, in accordance with the general terms and conditions.
Damage to your item is covered in accordance with the general terms and conditions.
In the event of a claim, your item will be replaced or repaired by the partner.
Tacit renewal with possible reassessment each year.
An extensive network of exclusive CoverOne dealers
Desitter Watches
Rue du Pot d’Or 7
4000 Liège
Desitter Jewellery
Rue des dominicains 5-7
4000 Liège
Prosper
Antoine Dansart 81/83 & 88 & 101
1000 Brussels
Holemans Manalys (Bd de Waterloo)
Boulevard de Waterloo 11
1000 Brussels
Altenloh
Rue de l'Eglise 110
1150 Brussels
Holemans Manalys (Sablon)
Place du Grand Sablon 4
1000 Brussels
FAQ
What risks are covered?
Theft
- by forced entry into a dwelling or premises that were unoccupied at the time of the theft, fully enclosed, and whilst the insured item was locked away in a safe. The safe must, as a minimum, comply with Euroclass I standards. The safe must be professionally anchored or fixed to the floor or wall, or otherwise weigh at least 300 kg. The unoccupied dwelling or premises must be protected by an activated alarm,
- whilst the insured item was locked away in a safe at a bank or specialist institution, or in a central safe managed by a hotel reception, provided that the insured person can produce a receipt or proof that the insured item was indeed in that safe,
- whilst the insured item is in the possession of the jeweller or a partner jeweller as defined in Article 1.3,
- as a result of violence or threats against the insured person or the authorised holder.
Material damage
The insurance cover applies worldwide in the event of material damage to the insured item caused by:
- an accident;
- an act of vandalism or malicious damage, of which the insured is neither the perpetrator nor an accomplice, nor in which they have participated.
What are the exclusions?
Is my jewellery covered when I’m abroad?
Yes, the risks are covered worldwide.
What happens if I lend the jewellery to someone else?
- who is the spouse or legal cohabitant of theinsured person or
- who is related to them in the direct line.
How to subscribe?
Subscribe to CoverOne via a simple QR code, available at our partners
Subscribe directly online, at the time of purchase of your valuable item, via a QR code available from our CoverOne partners.